Creating A Healthy Household Budget

Hello, my name is Jerome Silas. Welcome to my website about creating and following a healthy household budget. When I was in college, I tried to create a smart budget to save all the pennies I could after paying my bills. Unfortunately, I jumped in too fast and created a budget that was impossible to follow for the long term. Through the years, I have learned all about the methods that work best while creating and following a budget. I would like to share those methods with you all to help everyone create a healthy household budget. Thanks for your time.

Need Money For Your Business? How Structured Financing Services Can Help

Finance & Money Blog

Owning a business is all about leveraging what you have so that you can achieve maximum growth and profits.  Whether you're just starting out and need some capital to help you get off of the ground, or if you've been in the game for awhile and are ready to take it to the next level, there's nothing like being able to get your hands on a large sum of money at one time.  However, if you've tried traditional routes to no avail, it might be time to look into structured financing.  Even if you've never heard of the term before, structured financing could end up being the godsend that you've been looking for.

Structured Financing Gives You Tailor-Made Monetary Options

It's important to realize that the phrase, "One-size-fits-all," rarely applies when it comes to money matters.  What might work for one business could end up being completely wrong for you and your affairs.  

For example, you might be looking to get a conventional loan that you pay back every month for a stated term.  While this might be perfectly okay for a business with steady profits, your establishment could be highly seasonal.  One month could find you with a surplus, while the very next month lands you in the red.  If you're on the hook for a loan payment that month and just can't afford it, the situation could start to look extremely dire.

The beauty of structured financing services is that they are designed to meet you where you are.  You might partner with a lender who agrees to take a certain portion of your sales each time you run a transaction in lieu of having a standard, unchanging monthly loan payment.  This means that when business is good you can pay more on the loan so that when the lean times come; you're ready.

Structured Financing Could Help You Qualify For More

If you're looking to borrow a large sum of money, only to be turned down on every side, structured financing could be the key to breaking the trend.  There are loan products such as Collateralized Debt Obligations (CDO's) that are backed by a number of smaller loans.  Because the individuals or corporations backing the smaller loans offer a safer risk, it could put you in line to get the money that you're looking for.

Expanding your horizons by looking into structured financing could prove to be a wise decision.  Don't wait; contact a finance consultant (such as Mcdonald Financial Corp) today so you can get involved with structured financing as soon as possible.


17 June 2017